The Influence of Bank Size and Risk on Returns at Bank Nagari Syariah Batusangkar

Rahmiza Jihan Fadhila

Authors

Rahmiza Jihan Fadhila UIN MAHMUD YUNUS BATUSANGKAR

Keywords:

Bank Size, Bank Nagari Syariah, Risk on Returns, Returns

Abstract

This study aims to analyze the influence of bank size and risk on returns at Bank Nagari Syariah Batusangkar Branch. The research uses a quantitative approach with a survey method of students of the Sharia Banking Study Program class of 2023 UIN Mahmud Yunus Batusangkar as respondents who are users of Bank Nagari Syariah services. Data were collected through questionnaire deployment and analyzed using multiple linear regression with the help of SPSS software. Instrument testing is carried out through validity and reliability tests, while model testing includes classical assumption tests, t tests, F tests, and determination coefficients. The results of the study show that simultaneously the size of the bank and the risk have a significant effect on the return of Bank Nagari Syariah. Partially, the size of the bank has a significant effect on returns, as well as risks that show a significant influence on returns. A determination coefficient value of 0.605 indicates that 60.5% of the variation in return can be explained by size and risk variables, while the rest is influenced by other factors outside the study model. These findings underscore the importance of managing banks' operational size and effective risk management in increasing returns in Islamic banking

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